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NAATI CCL Tamil Mock Test 4 — Partner Visa Interview and First Home

This is the paper where a single dropped word costs the most. On one side a Department of Home Affairs case officer is deciding whether a relationship is genuine and continuing; on the other a real estate agent is naming figures a family will carry for thirty years. Sixteen segments, every model answer written out in Tamil with transliteration, marked out of 90 under NAATI's real pass rule. Sit it in exam mode first and read it back with the answers open afterwards.

Exam mode

Sit this paper like the real test

Model answers stay hidden. You’ll hear one segment at a time, interpret it out loud, then either record yourself for an automatic NAATI-style mark or reveal the answer and mark yourself. At the end you get a real 90-mark result against NAATI's actual pass rule.

Dialogues
2
Segments
16
Marks
90
Pass
63 + 29 each

Free, no account, nothing to install. A microphone is optional — you can self-mark instead.

Why these two topics appear together

A government interview and a commercial negotiation is a natural shape for a real paper, and these two are put together because they fail candidates for the same underlying reason: the instinct to be useful. In the visa interview the officer is weighing the applicant's own account, so an answer you have tidied, ordered or made more confident is an answer the applicant did not give. In the property dialogue nothing is being weighed, but every second sentence contains a figure, a percentage or a deadline, and "about six hundred thousand" is simply wrong. One dialogue punishes you for adding, the other for approximating, and almost nobody is naturally weak at both.

What the examiner is listening for

Where candidates lose marks on this paper

Each of these is a real line below. Tap through to see it in full.

  1. Dialogue 1 · Case officer · jump to the line

    The trap. Reducing உண்மையான மற்றும் தொடர்ச்சியான to "a real relationship", which drops the continuing half — the half the officer is actually required to be satisfied of — and rendering ஸ்பான்சர் as "your husband".

    The fix. Keep both terms as terms. The sponsor's identity has not been established at this point, and by the last segment it turns out to be the applicant's wife, so "husband" is an invented fact in the opening thirty seconds of the paper.

  2. Dialogue 1 · Applicant · jump to the line

    The trap. Quietly dropping "with the agreement of both our families" because an anxious interpreter senses it might sound like an arranged marriage and weaken the case. That is editing evidence, and it is scored as an omission on a load-bearing fact.

    The fix. Render it exactly as said. An introduction made through family is entirely legitimate and the legal test is about commitment and a shared life, not about how a couple met. Keep the timeline too — met 2021, engaged a year later — and remember நிச்சயதார்த்தம் is engagement, not the wedding.

  3. Dialogue 1 · Case officer · jump to the line

    The trap. Answering the wedding question and letting the other two go. This 41-word turn carries three separate questions: whether both families know and support the relationship, where the wedding was and who came, and whether photographs or invitation cards exist.

    The fix. Hold the whole turn to its full stop before you open your mouth, then put three ticks on your paper — family / wedding / photos — and deliver all three in the order asked. Multi-part officer turns are where this dialogue is won and lost.

  4. Dialogue 1 · Case officer · jump to the line

    The trap. Softening "your sponsor has signed an undertaking to support you" into "your sponsor promised to help you". உறுதிமொழி here is a signed, binding commitment; a promise is a courtesy, and the difference is why the officer mentioned it at all.

    The fix. Keep the signing and keep the obligation. Then carry all three strands of the plan that follows — living, working and building a life in Australia — instead of compressing them into "your future", which is one item where the officer asked for three.

  5. Dialogue 2 · First-home buyer · jump to the line

    The trap. Two six-hundred-thousand-something figures land in consecutive turns — the agent's ஆறு லட்சத்து ஐம்பதாயிரம் asking price and the buyer's ஆறு லட்சத்து இருபதாயிரம் counter-offer — and candidates who did not write the first one down produce the same number twice.

    The fix. Write 650 and 620 as digits the moment each is spoken. Going into English, drop the lakh structure entirely: an agent needs "six hundred and fifty thousand" and "six hundred and twenty thousand", and keep "less than the asking price" as the comparison it is.

  6. Dialogue 2 · Real estate agent · jump to the line

    The trap. Rendering "five business days" with the bare நாள் and dropping வேலை. Business days are not the same span of calendar time, and this is the exact window in which a buyer can still walk away from a signed contract.

    The fix. Say வேலை நாள், keep "in New South Wales" because cooling-off rules differ by state, and keep the forfeit clause at the end. Dropping the forfeit converts a qualified right into an unqualified one, which is a distortion rather than an omission.

  7. Dialogue 2 · Real estate agent · jump to the line

    The trap. Arithmetic said out loud. A ten per cent டெபாசிட் on ஆறு லட்சத்து இருபதாயிரம் is அறுபத்திரண்டாயிரம், and candidates who catch the percentage lose the dollar figure, or catch the dollar figure and lose the price it was calculated from.

    The fix. All three numbers have to arrive: ten per cent, 620,000, 62,000. Keep ட்ரஸ்ட் அக்கவுன்ட் as well — the deposit being held in the agent's trust account rather than handed to the seller is the whole protection, and "they keep the money" reverses it.

  8. Dialogue 2 · Real estate agent · jump to the line

    The trap. Collapsing "two hundred to six hundred dollars" into "a few hundred", and merging கறையான், ஈரப்பதம் and கட்டிடத்துல வெடிப்புகள் into "problems with the house". Three named defects and a price range, all treated as atmosphere.

    The fix. Both ends of the range, all three defects by name, and then the timing instruction: have the inspection done inside the கூலிங்-ஆஃப் பீரியட் so you can still withdraw. That final clause is the entire reason the advice was given, and it comes last, when your memory is fullest.

Pacing this paper

Sixteen segments running from 31 to 42 words. The two longest turns are the agent's inspection advice and the officer's three-part wedding question, and both arrive late in their dialogues when concentration is thinnest — expect the wobble there rather than at the start. Note figures as digits and names as single letters; you will not have time to write words and you would not read them back if you did. If a number escapes you, finish the sentence anyway: a complete rendering with one gap scores better than a fluent fragment that stops. Budget about ten minutes a dialogue and never go back.

The full paper, with model answers

Both dialogues in full, each segment with its model answer in Tamil, a transliteration, the key terms and the examiner’s note. Play any line to hear it.

Dialogue 1 · 45 marks

Partner Visa Interview: Proving a Genuine Relationship

An onshore partner visa (subclass 820/801) applicant attends an interview with a Department of Home Affairs case officer in Melbourne. The officer probes how the couple met, their cohabitation and joint finances, the wedding, and their future plans to establish that the relationship is genuine and continuing. The Tamil-speaking applicant brings supporting documents.

Speakers: Department of Home Affairs case officer · Partner visa applicant, Tamil-speakingLength: 272 words in 8 segmentsDirection: 4 into Tamil · 4 into EnglishLevel: intermediate
  1. Segment 1 · Case officer · 38 wordsEnglish → Tamil

    Thank you for attending this partner visa interview. I need to be satisfied that your relationship with your sponsor is genuine and continuing. Could you begin by telling me how and when the two of you first met?

    Model answer

    இந்த பார்ட்னர் வீசா இன்டர்வியூக்கு வந்ததுக்கு நன்றி. உங்களுக்கும் உங்க ஸ்பான்சருக்கும் இருக்குற உறவு உண்மையானதுன்னும், இன்னும் தொடர்றதுன்னும் எனக்கு நம்பிக்கை வரணும். முதல்ல, நீங்க ரெண்டு பேரும் எப்படி, எப்போ முதல்ல சந்திச்சீங்கனு சொல்லுங்க.

    indha partner visa interview-kku vandhathukku nandri. ungalukkum unga sponsor-ukkum irukkura uravu unmaiyaanadhu'nnum, innum thodarradhu'nnum enakku nambikkai varanum. muthalla, neenga rendu perum eppadi, eppo muthalla sandhichenga'nu sollunga.

    genuine and continuing உண்மையான, தொடர்ச்சியானunmaiyaana, thodarchiyaanasponsor ஸ்பான்சர்sponsor

    💡 'Genuine and continuing' is a legal test phrase for partner visas — render it faithfully as உண்மையான, தொடர்ச்சியான, not as just 'real'. Keep ஸ்பான்சர் as the term of art rather than 'husband/wife'.

  2. Segment 2 · Applicant · 25 wordsTamil → English

    நாங்க இரண்டாயிரத்து இருபத்தி ஒண்ணுல ஒரு பொது நண்பரோட கல்யாணத்துல பார்த்தோம். ஆரம்பத்துல போன்லயும் வீடியோ காலிலயும் பேசிக்கிட்டு இருந்தோம், அப்புறம் ஒரு வருஷம் கழிச்சு இரண்டு வீட்டுக்காரங்களும் சம்மதிச்சு எங்களுக்கு நிச்சயதார்த்தம் நடந்தது.

    naanga irandaayirathu irubathi onnula oru podhu nanbaroda kalyaanathula paarthom. aarambathula phone-layum video call-layum pesikittu irundhom, appuram oru varusham kazhichu irandu veettukkaarangalum sammathichu engalukku nichayathaartham nadanthadhu.

    Model answer

    We met in 2021 at the wedding of a mutual friend. At first we kept in touch by phone and video calls, and then, a year later, we got engaged with the agreement of both our families.

    mutual friend பொது நண்பர்podhu nanbarengagement நிச்சயதார்த்தம்nichayathaartham

    💡 Keep the timeline exact (met இரண்டாயிரத்து இருபத்தி ஒண்ணு/2021, engaged one year later). 'With the agreement of both families' reflects the arranged-introduction context common in Tamil marriages; do not omit it.

  3. Segment 3 · Case officer · 40 wordsEnglish → Tamil

    I see. For this application I also need evidence that you share your lives. Do you live together, and do you have any joint financial commitments, such as a shared bank account, a lease, or bills in both your names?

    Model answer

    சரி. இந்த விண்ணப்பத்துக்கு நீங்க ரெண்டு பேரும் வாழ்க்கையை பகிர்ந்துக்குறீங்கனு ஆதாரமும் எனக்கு வேணும். நீங்க ஒண்ணா தான் இருக்கீங்களா, கூட்டு பேங்க் கணக்கு, வாடகை ஒப்பந்தம், அல்லது ரெண்டு பேரோட பேர்லயும் வர்றமாதிரி பில்கள் மாதிரி எதாவது கூட்டு பொருளாதார பொறுப்பு இருக்கா?

    sari. indha vinnappathukku neenga rendu perum vaazhkaiyai pagirndhukkureenga'nu aadhaaramum enakku venum. neenga onna thaan irukkeengalaa, koottu bank kanakku, vaadagai oppandham, allathu rendu peroda peyarlayum varra maadhiri bill-gal maadhiri edhaavadhu koottu porulaathaara poruppu irukkaa?

    joint bank account கூட்டு பேங்க் கணக்குkoottu bank kanakkulease வாடகை ஒப்பந்தம்vaadagai oppandham

    💡 The list of evidence types (bank account, lease, bills) must be kept complete. 'Joint financial commitments' is a specific concept (கூட்டு பொருளாதார பொறுப்பு), not just 'money matters'.

  4. Segment 4 · Applicant · 32 wordsTamil → English

    ஆமா சார், நாங்க கடந்த ஒன்னரை வருஷமா ஒரு வாடகை வீட்ல சேர்ந்து இருக்கோம். எங்களுக்கு ஒரு கூட்டு பேங்க் கணக்கு இருக்கு, மின்சாரம், காஸ் பில் ரெண்டும் ரெண்டு பேரோட பேர்லயும் தான் வருது. இந்த காகிதங்கள் எல்லாம் நான் எடுத்துட்டு வந்திருக்கேன்.

    aamaa saar, naanga kadantha onnarai varushama oru vaadagai veetla serndhu irukkom. engalukku oru koottu bank kanakku irukku, minsaaram, gas bill rendum rendu peroda peyarlayum thaan varudhu. indha kaagithangal ellaam naan eduthittu vandhirukken.

    Model answer

    Yes, we have been living together in a rented house for the past one and a half years. We have a joint bank account, and the electricity and gas bills are in both our names. I have brought all these documents with me.

    rented house வாடகை வீடுvaadagai veedudocuments காகிதங்கள்kaagithangal

    💡 The time span 'ஒன்னரை வருஷம்' (one and a half years) is exact and supports cohabitation. Don't drop the mention of having brought the documents — it shows the evidence is ready.

  5. Segment 5 · Case officer · 41 wordsEnglish → Tamil

    Thank you. Are both your families aware of and supportive of the relationship? And could you tell me a little about your wedding — where it was held, who attended, and whether you have photographs or invitation cards from that day?

    Model answer

    நன்றி. உங்க ரெண்டு பேரோட வீட்டுக்காரங்களுக்கும் இந்த உறவைப் பத்தி தெரியுமா, அதுக்கு ஆதரவும் இருக்கா? இன்னும் உங்க கல்யாணத்தைப் பத்தி கொஞ்சம் சொல்லுங்க — அது எங்க நடந்துச்சு, யார் யார் வந்தாங்க, அன்னைக்கு எடுத்த போட்டோவோ இன்விடேஷன் கார்டோ உங்ககிட்ட இருக்கா?

    nandri. unga rendu peroda veettukkaarangalukkum indha uravai patthi theriyumaa, adhukku aatharavum irukkaa? innum unga kalyaanathai patthi konjam sollunga — adhu enga nadanthuchu, yaar yaar vandhaanga, annaikku eduttha photo-vo invitation card-o unga kitta irukkaa?

    invitation cards இன்விடேஷன் கார்டுinvitation cardphotographs போட்டோக்கள்photo-kkal

    💡 Three sub-questions (family support, wedding details, photos/invitations). Keep all three; examiners deduct for dropped items in multi-part questions.

  6. Segment 6 · Applicant · 27 wordsTamil → English

    எங்க கல்யாணம் சென்னையில ஒரு கோவில்ல பாரம்பரிய தாலி கட்டுற சடங்குல நடந்தது, அதுல ரெண்டு வீட்டுக்காரங்களும் சேர்த்து ஏறக்குறைய இருநூறு பேர் வந்திருந்தாங்க. என்கிட்ட கல்யாண போட்டோக்களும், வீடியோவும், இன்விடேஷன் கார்டும் — எல்லாம் இருக்கு.

    enga kalyaanam Chennai-yila oru kovilla paarambariya thaali kattura sadangula nadanthadhu, adhula rendu veettukkaarangalum serthu erakkuraiya irunooru per vandhirundhaanga. enkitta kalyaana photo-kkalum, video-vum, invitation card-um — ellaam irukku.

    Model answer

    Our wedding took place at a temple in Chennai with a traditional thali-tying ceremony, attended by around two hundred guests from both families. I have the wedding photos, the video, and the invitation cards — all of them are available.

    wedding ceremony தாலி கட்டுற சடங்குthaali kattura sadanguguests விருந்தினர்virundhinar

    💡 The ceremony is a traditional Tamil Hindu wedding (தாலி கட்டுற சடங்கு) — keep the authentic ritual name rather than a term borrowed from elsewhere; the number of guests (~இருநூறு/two hundred) and the place (சென்னை) are concrete details to preserve. English-side place and ceremony name changed to fit the scene — see _enEdits.

  7. Segment 7 · Case officer · 38 wordsEnglish → Tamil

    That's very helpful. Finally, I'd like to understand your plans together. Your sponsor has signed an undertaking to support you. What are your plans for living, working, and building your life in Australia over the next few years?

    Model answer

    இது ரொம்ப உதவியா இருந்தது. கடைசியா, நீங்க ரெண்டு பேரும் சேர்ந்து என்ன பிளான் பண்ணி இருக்கீங்கனு தெரிஞ்சுக்கணும். உங்க ஸ்பான்சர் உங்களுக்கு ஆதரவு கொடுக்குறேன்னு ஒரு உறுதிமொழில கையெழுத்து போட்டிருக்காரு. அடுத்த சில வருஷங்களுக்கு ஆஸ்திரேலியாவுல வாழுறது, வேலை பாக்குறது, உங்க வாழ்க்கையை கட்டி எழுப்புறது பத்தி என்ன பிளான் இருக்கு?

    idhu rompa udhaviyaa irundhathu. kadaisiyaa, neenga rendu perum serndhu enna plan pannirukkeenga'nu therinjukkanum. unga sponsor ungalukku aatharavu kodukkuren'nu oru uruthimozhila kaiyezhuthu pottirukkaaru. adutha sila varushangalukku Australia-vula vaazhuradhu, velai paakkuradhu, unga vaazhkaiyai katti ezhuppuradhu patthi enna plan irukku?

    undertaking / commitment உறுதிமொழிuruthimozhiplans பிளான்plan

    💡 'Signed an undertaking to support' is a formal sponsorship obligation — render it as a binding commitment (உறுதிமொழி), not casual help.

  8. Segment 8 · Applicant · 31 wordsTamil → English

    நாங்க இதே ஊர்ல செட்டில் ஆகணும்னு நினைக்குறோம். என் மனைவி நர்ஸா வேலை பாக்குறா, நான் என் ஆங்கிலத்த இன்னும் நல்லா பண்ணி ட்ரக் ஓட்டுற லைசன்ஸ் வாங்கணும்னு நினைக்குறேன். நாங்க எங்களுக்கு சொந்தமா ஒரு வீடு வாங்கி, குடும்பத்த பெருக்கணும்னு ஆசைப்படுறோம்.

    naanga idhe oorla settle aaganum'nu ninaikkurom. en manaivi nurse-aa velai paakkuraa, naan en aangilaththa innum nalla panni truck ottura license vaanganum'nu ninaikkuren. naanga engalukku sondhamaa oru veedu vaangi, kudumbaththa perukkanum'nu aasaippadurom.

    Model answer

    We want to settle down in this same city. My wife is a nurse, and I want to improve my English and get a licence to drive trucks. We hope to buy our own home and grow our family.

    to settle down செட்டில் ஆகுறதுsettle aaguradhulicence லைசன்ஸ்license

Glossary for this dialogue

genuine and continuing relationship உண்மையான, தொடர்ச்சியான உறவுsponsor ஸ்பான்சர்joint bank account கூட்டு பேங்க் கணக்குlease / rental agreement வாடகை ஒப்பந்தம்Thali-tying (traditional Tamil Hindu wedding ceremony) பாரம்பரிய இந்து திருமணச் சடங்குundertaking / commitment உறுதிமொழிrelationship evidence உறவுக்கான ஆதாரம்partner visa பார்ட்னர் வீசா

Cultural & register notes

  • — The onshore partner visa is a two-stage grant: temporary subclass 820 first, then permanent subclass 801 about two years later. Keep subclass numbers exact — they are not interchangeable, and in Tamil they are said as எண்ணூற்று இருபது and எண்ணூற்று ஒன்று.
  • — Introductions arranged through family are common and entirely legitimate for Tamil couples; the legal test of a 'genuine relationship' concerns commitment and a shared life, not how the couple was introduced. Never let a hint of doubt creep into the interpretation.
  • — Ceremony names are proper nouns: this couple married with a traditional Hindu wedding ceremony at a temple, so keep the Tamil ritual words — தாலி கட்டுதல், மாங்கல்யம் — rather than flattening everything to just 'wedding'. Tamil Hindu ceremony vocabulary stays as itself rather than being explained away.
  • — 'Genuine and continuing' is the statutory phrase the officer must be satisfied of; render its legal weight faithfully as உண்மையான, தொடர்ச்சியான and do not soften it to merely 'real' (உண்மையான alone) or 'serious'.

Dialogue 2 · 45 marks

Buying a First Home: Making an Offer, the Cooling-Off Period and a Building-and-Pest Inspection

A first-home buyer meets a real estate agent to make an offer on a house and learns about the contract of sale, the cooling-off period, the deposit and why a building-and-pest inspection matters before settlement.

Speakers: Real estate agent · Tamil-speaking first-home buyerLength: 263 words in 8 segmentsDirection: 4 into Tamil · 4 into EnglishLevel: intermediate
  1. Segment 1 · Real estate agent · 40 wordsEnglish → Tamil

    Congratulations on finding a home you love. The owners are asking six hundred and fifty thousand dollars. If you'd like to make an offer, I can put it to them in writing today, and they'll usually respond within forty-eight hours.

    Model answer

    உங்களுக்கு பிடிச்ச வீடு கிடைச்சிடுச்சு, வாழ்த்துக்கள். ஓனர்ஸ் ஆறு லட்சத்து ஐம்பதாயிரம் டாலர் கேக்குறாங்க. நீங்க ஆஃபர் பண்ணணும்னு இருந்தா, நான் இன்னிக்கே எழுத்துமூலமா அவங்ககிட்ட கொடுக்கறேன், சாதாரணமா அவங்க நாற்பத்தெட்டு மணி நேரத்துக்குள்ள பதில் சொல்லுவாங்க.

    ungalukku pidicha veedu kidaichchiduchu, vaazhthukkal. owners aaru latchaththu aimbathaayiram dollar kekkuraanga. neenga offer pannanumnu irundhaa, naan innikke ezhuthumoolamaa avangakitta kodukkren, saadhaaranamaa avanga naarpaththettu mani nerathukkulla badhil solluvaanga.

    make an offer ஆஃபர் பண்றதுoffer pannradhuin writing எழுத்துமூலமாezhuthumoolamaa

    💡 Numbers load-bearing: 650,000 = ஆறு லட்சத்து ஐம்பதாயிரம் (aaru latchaththu aimbathaayiram); 48 hours = நாற்பத்தெட்டு மணி நேரம். 'Offer' = ஆஃபர்; keep the நீங்க register throughout.

  2. Segment 2 · First-home buyer · 29 wordsTamil → English

    நன்றி. எங்களுக்கு இந்த வீடு ரொம்ப பிடிச்சிருக்கு, ஆனா இது எங்க முதல் வீடு, எங்களுக்கு அதிக விவரம் தெரியாது. நாங்க கேட்குற விலையை விட குறைவா ஆஃபர் பண்ணலாமா? நாங்க ஆறு லட்சத்து இருபதாயிரம் டாலர் யோசிச்சிட்டு இருந்தோம்.

    nandri. engalukku indha veedu romba pidichirukku, aana idhu enga muthal veedu, engalukku adhiga vivaram theriyaadhu. naanga kaetkura vilaiyai vida kuraivaa offer pannalaamaa? naanga aaru latchaththu irubathaayiram dollar yosichittu irundhom.

    Model answer

    Thank you. We really like this house, but it's our first home and we don't know much. Can we offer less than the asking price? We were thinking of six hundred and twenty thousand dollars.

    asking price கேட்குற விலைkaetkura vilaifirst home முதல் வீடுmuthal veedu

    💡 Buyer counter-offers 620,000 = ஆறு லட்சத்து இருபதாயிரம் (aaru latchaththu irubathaayiram); do not round or drop the figure. Keep 'less than the asking price' as a comparison.

  3. Segment 3 · Real estate agent · 39 wordsEnglish → Tamil

    Yes, you can offer less; it's negotiable. Once they accept, you'll both sign the contract of sale. In New South Wales you then get a five-business-day cooling-off period, during which you may withdraw, though you'd forfeit a small amount.

    Model answer

    ஆமாம், நீங்க குறைவா ஆஃபர் பண்ணலாம்; இது பேரம் பேசலாம். அவங்க ஒத்துக்கிட்டா, நீங்க ரெண்டு பேரும் கான்ட்ராக்ட் ஆஃப் சேல்ல கையெழுத்து போடணும். நியூ சவுத் வேல்ஸ்ல அதுக்கப்புறம் உங்களுக்கு ஐந்து வொர்க்கிங் நாள் கூலிங்-ஆஃப் பீரியட் கிடைக்கும், அதுல நீங்க பின்வாங்கலாம், ஆனா கொஞ்சம் பணம் இழக்கணும்.

    aamaam, neenga kuraivaa offer pannalaam; idhu paeram pesalaam. avanga oththukkittaa, neenga rendu perum contract of sale-la kaiyezhuthu podanum. New South Wales-la adhukkappuram ungalukku ainthu working naal cooling-off period kidaikkum, adhula neenga pinvaangalaam, aana konjam panam izhakkanum.

    contract of sale கான்ட்ராக்ட் ஆஃப் சேல்contract of salecooling-off period கூலிங்-ஆஃப் பீரியட்cooling-off period

    💡 State-specific: 5 business days in NSW. Render 'business days' as வொர்க்கிங் நாள் (working naal), not just 'நாள்'; keep 'contract of sale' and note the forfeit.

  4. Segment 4 · First-home buyer · 24 wordsTamil → English

    சரி. இப்போ டெபாசிட் பத்தி சொல்லுங்க — நான் எவ்ளோ தொகை, எப்போ கட்டணும்? எங்க பேங்க்ல இருந்து லோன் அப்ரூவல் இன்னும் பாக்கியா முடியலை, அதனால எனக்கு கொஞ்சம் கவலையா இருக்கு.

    sari. ippo deposit paththi sollunga — naan evlo thogai, eppo kattanum? enga bank-la irundhu loan approval innum paakkiya mudiyalai, athanaala enakku konjam kavalaiya irukku.

    Model answer

    I see. And please tell me about the deposit — how much and when will I have to pay it? Our loan approval from the bank isn't confirmed yet, so I'm a little worried.

    deposit டெபாசிட்depositloan approval லோன் அப்ரூவல்loan approval

    💡 Deposit (டெபாசிட்) is the payment made on exchange, not the buyer's savings; carry the two questions (how much / when) and the worry faithfully.

  5. Segment 5 · Real estate agent · 40 wordsEnglish → Tamil

    On exchange of contracts you pay a ten per cent deposit — that's sixty-two thousand dollars if the price is six hundred and twenty. It's held in the agent's trust account. I'd strongly recommend getting your loan formally approved first.

    Model answer

    கான்ட்ராக்ட் எக்ஸ்சேஞ்ச் ஆகும்போது நீங்க பத்து சதவீதம் டெபாசிட் கட்டணும் — விலை ஆறு லட்சத்து இருபதாயிரம் இருந்தா, இது அறுபத்திரண்டாயிரம் டாலர் ஆகும். இது ஏஜென்ட்டோட ட்ரஸ்ட் அக்கவுன்ட்ல வெச்சிருப்பாங்க. நான் பலமா சொல்லுவேன், முதல்ல உங்க லோனை ஆபிஷியலா அப்ரூவ் பண்ணிக்குங்க.

    contract exchange aagumpodhu neenga pathu sadhaveetham deposit kattanum — vilai aaru latchaththu irubathaayiram irundhaa, idhu arubaththirandaayiram dollar aagum. idhu agent-oda trust account-la vechirupaanga. naan palamaa solluven, muthalla unga loan-ai official-aa approve pannikkunga.

    exchange of contracts கான்ட்ராக்ட் எக்ஸ்சேஞ்ச்contract exchangetrust account ட்ரஸ்ட் அக்கவுன்ட்trust account

    💡 Both figures load-bearing: 10% deposit = 62,000 (அறுபத்திரண்டாயிரம், arubaththirandaayiram) on a 620,000 price. Keep 'trust account' as ட்ரஸ்ட் அக்கவுன்ட்.

  6. Segment 6 · First-home buyer · 24 wordsTamil → English

    புரியுது. இன்னொரு விஷயம் — என் ஒரு நண்பர் சொன்னாரு பில்டிங் அண்ட் பெஸ்ட் இன்ஸ்பெக்‌ஷன் நிச்சயமா பண்ணிக்கணும்னு. இது உண்மையிலேயே தேவையா? இதுக்கு எவ்ளோ செலவாகும், இது செட்டில்மென்ட்டுக்கு முன்னாடியே பண்ணணுமா?

    puriyudhu. innoru vishayam — en oru nanbar sonnaaru building and pest inspection nichchayamaa pannikkanumnu. idhu unmaiyileye thevaiyaa? idhukku evlo selavaagum, idhu settlement-ukku munnaadiye pannanumaa?

    Model answer

    I understand. One more thing — a friend of mine said I should definitely get a building and pest inspection. Is it really necessary? How much does it cost, and does it have to be done before settlement?

    building and pest inspection பில்டிங் அண்ட் பெஸ்ட் இன்ஸ்பெக்‌ஷன்building and pest inspectionsettlement செட்டில்மென்ட்settlement

    💡 Keep 'building and pest inspection' and 'settlement' as loanword terms; carry all three parts — necessity, cost, and the before-settlement timing.

  7. Segment 7 · Real estate agent · 42 wordsEnglish → Tamil

    Absolutely get one — it's the best two hundred to six hundred dollars you'll spend. It can uncover termites, rising damp or structural cracks the seller hasn't disclosed. Do it during the cooling-off period, so you can still walk away if needed.

    Model answer

    நிச்சயமா பண்ணிக்குங்க — இது நீங்க செலவு பண்ற இருநூறு முதல் அறுநூறு டாலர் வரைக்கும் மிக நல்ல செலவா இருக்கும். இதுல கறையான், சுவர்ல ஈரப்பதம் இல்லாட்டி கட்டிடத்துல வெடிப்புகள் தெரியலாம், அதை விற்பவர் சொல்லாம மறைச்சிருக்கலாம். இதை கூலிங்-ஆஃப் பீரியட்டுக்குள்ளயே பண்ணிடுங்க, அப்போ வேணும்னா இன்னும் நீங்க பின்வாங்கலாம்.

    nichchayamaa pannikkunga — idhu neenga selavu pannra irunooru muthal arunooru dollar varaikkum miga nalla selavaa irukkum. idhula karaiyaan, suvarla eerapatham illaatti kattidathula vedippugal theriyalaam, adhai virpavar sollaama maraichirukkalaam. idhai cooling-off period-ukkullaye pannidunga, appo venumnaa innum neenga pinvaangalaam.

    termites கறையான்karaiyaanstructural cracks கட்டிடத்துல வெடிப்புகள்kattidathula vedippugal

    💡 Cost range 200-600 must both carry. termites = கறையான் (karaiyaan), rising damp = ஈரப்பதம் (eerapatham), structural cracks = கட்டிடத்துல வெடிப்புகள்; keep the 'walk away' advice.

  8. Segment 8 · First-home buyer · 25 wordsTamil → English

    ரொம்ப நன்றி, இப்போ எனக்கு எல்லாம் தெளிவா புரியுது. நான் முதல்ல பேங்க்ல இருந்து லோன் அப்ரூவலை பாக்கியாக்கறேன், அப்புறம் ஆறு லட்சத்து இருபதாயிரத்துக்கு எழுத்துமூல ஆஃபர் கொடுப்பேன், அதுக்கூட இன்ஸ்பெக்‌ஷனையும் ஏற்பாடு பண்ணிக்குவேன்.

    romba nandri, ippo enakku ellaam theliva puriyudhu. naan muthalla bank-la irundhu loan approval-ai paakkiyaakkren, appuram aaru latchaththu irubathaayirathukku ezhuthumoola offer kodupen, athukkooda inspection-aiyum aerpaadu pannikkuven.

    Model answer

    Thank you very much, everything is clear to me now. I'll first confirm the loan approval from the bank, then submit a written offer of six hundred and twenty thousand, and I'll also arrange the inspection.

    written offer எழுத்துமூல ஆஃபர்ezhuthumoola offerarrange ஏற்பாடு பண்றதுaerpaadu pannradhu

    💡 Buyer restates the 620,000 offer and the three-step order (loan approval, then written offer, then inspection); keep all three steps and the amount.

Glossary for this dialogue

make an offer / bid ஆஃபர் பண்றதுasking price கேட்குற விலைcontract of sale கான்ட்ராக்ட் ஆஃப் சேல்cooling-off period கூலிங்-ஆஃப் பீரியட்deposit டெபாசிட்exchange of contracts கான்ட்ராக்ட் எக்ஸ்சேஞ்ச்trust account ட்ரஸ்ட் அக்கவுன்ட்building and pest inspection பில்டிங் அண்ட் பெஸ்ட் இன்ஸ்பெக்‌ஷன்settlement செட்டில்மென்ட்

Cultural & register notes

  • — Australian property terms — 'contract of sale', 'cooling-off period', 'settlement', 'trust account' — are used in English by Tamil speakers too; keep them as loanwords written in Tamil (கூலிங்-ஆஃப், செட்டில்மென்ட், ட்ரஸ்ட் அக்கவுன்ட்) rather than forcing stiff Tamil coinages.
  • — The deposit (டெபாசிட்) paid on exchange is the ten per cent held in the agent's trust account, which is different from the buyer's savings or a home-loan deposit; interpreters must not blur the two.
  • — Cooling-off rules are state-specific (five business days in NSW, none in some states or at auction), and 'business days' (வொர்க்கிங் நாள்) is not the same as calendar days — carry the state and the exact wording.
  • — 'Rising damp' is naturally rendered simply as ஈரப்பதம் (eerapatham, dampness in the walls) in spoken Tamil; the interpreter should know that this everyday word covers the full technical term rather than inventing a calque.
  • — Large dollar amounts are naturally spoken in lakhs by Tamil speakers too: 650,000 = ஆறு லட்சத்து ஐம்பதாயிரம் (aaru latchaththu aimbathaayiram), 620,000 = ஆறு லட்சத்து இருபதாயிரம் (aaru latchaththu irubathaayiram), 62,000 = அறுபத்திரண்டாயிரம் (arubaththirandaayiram) — render the exact figure, never approximate or round.

Questions about this mock test

Are these real partner visa and property questions from the exam?
The situations are real in shape but nothing here is copied from a live paper, because no such material is public. NAATI does not release its test content, so this paper is written to the published specification instead: two dialogues from different topic areas, around 300 words each, delivered in segments of roughly 35 words and marked out of 45 apiece.
Should I make the applicant's answers clearer than they actually were?
No, and this is the most expensive instinct on this paper. A case officer is assessing credibility from the answers themselves, so filling a hesitation, reordering a rambling reply or adding a connective the speaker never used changes the evidence in front of them. Graders mark that as an addition or a distortion, both of which cost more than a plain omission would have.
How do I handle large dollar amounts in the property dialogue?
Tamil speakers in Australia count property money in lakhs, so 620,000 is ஆறு லட்சத்து இருபதாயிரம் and the ten per cent deposit of 62,000 is அறுபத்திரண்டாயிரம். Coming back the other way, leave the lakh structure behind — an English-speaking agent needs "six hundred and twenty thousand", and a candidate who says "six point two lakh" has produced a number the listener cannot act on.
Do I need to understand visa law or property law to pass this paper?
No. You are marked on transfer, not on advice, and nobody expects you to know how a cooling-off period is calculated. You do need the handful of phrases that carry the legal weight — genuine and continuing, undertaking, contract of sale, cooling-off period, exchange of contracts, trust account, settlement — because paraphrasing any one of them changes what the listener does next.
Can I pass if I am strong on the housing half and weak on immigration?
Not reliably. Each dialogue is worth 45 marks and you need at least 29 on both as well as 63 overall, so 40 on the property half and 24 on the visa half comes to 64 and is still a fail. That per-dialogue floor is the reason to sit a paper like this one even when one of its two topics already feels comfortable.
What should I actually write down during these two dialogues?
Digits, and almost nothing else: 2021, 1.5, 200, 48, 5, 10%, 650, 620, 62, 200-600. Every one of those appears in this paper and every one is markable. Candidates who try to hold them in working memory lose at least one, usually the second of a pair, and words take far too long to write while the next clause is still arriving.

Go deeper on the two topics in this paper

Immigration & Settlement

Visa interviews, citizenship, skills assessment and sponsorship.

Housing & Property

Buying, renting, public housing, bonds, repairs and property disputes.

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